STANDARD ELECTRIC CORPORATION
2120 Oak Terrace
Lake Bluff, Illinois 60044

February 7, 19__

Ms. Peggy Sawyer
Branch Manager
The First Bank of Chicago
1160 State Street
Chicago, Illinois 60688

Dear Ms. Sawyer:

Krethmer's Appliance Store, 1135 State Street, Chicago, has placed an
order with us for $120 worth of merchandise and listed you as a credit
reference.

We would appreciate your sending us information regarding Kretchmer's
credit rating. We would especially like to know how long the owner, Bruce
Kretchmer, has had an account with you and whether or not any of his
debts are past due. We will, of course, keep any information we receive
in the strictest confidence.

A reply envelope is enclosed for your convenience.

Sincerely yours,

STANDARD ELECTRIC CORPORATION

Milton Smedley
Credit Department